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Australian Payments Clearing Association
・ Australian Payments Council
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Australian Payments Clearing Association : ウィキペディア英語版
Australian Payments Clearing Association

The Australian Payments Clearing Association (APCA) is the self-regulatory body set up by the payments industry to improve the safety, reliability, equity, convenience and efficiency of the Australian payments system.
APCA administers a number of payments systems within Australia.〔(23 February 2012). (APCA marks 20 years of improving Australian payments ). APCA media release]〕 APCA currently has some 100 members comprising leading Australian financial institutions including banks, building societies and credit unions, major retailers and other key service providers involved in the Australian payment system.〔(APCA Members ). APCA. Retrieved on 26 December 2012.〕〔(APCA Membership. ) Retrieved 8 July 2013〕 APCA was established on 18 February 1992.
APCA sets, manages and develops regulations, procedures and standards governing payments clearing and settlement within Australia. Payments systems covered by APCA's rules include cheques, direct debits and credits, aspects of ATM and EFTPOS transactions, high value payments and the distribution of wholesale cash.
APCA’s role includes strategic direction and regulatory policy for the Australian payments system. APCA provides a venue for industry collaboration on these issues and works closely with government, regulators, payments stakeholders and individuals to improve the payments system.
APCA is also the official issuer and custodian of Bank State Branch (BSB) numbers in Australia. APCA assigns the bank code to a financial institution who then allocates the other digits, in line with guidelines set by APCA.
== Objectives==
"APCA exists to advance the common interest of its members and the interests of the Australian public in improving the Australian payments system."〔APCA (Purpose and Role ). Retrieved 8 July 2013〕
APCA does this through:
* enabling competition and innovation;
* promoting efficiency; and
* controlling risk
APCA’s roles include providing:
* thought leadership and advocacy;
* industry collaboration;
* self-regulation; and
* system-wide standards.

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
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